Travel Insurance - Crete

Holiday & Travel Insurance For 2024/2025

Choosing The Right Travel Insurance

Single Trip Policy Travel Insurance

Single Trip Insurance Policies

Winter Sports Cover - Travel Insurance

Winter Sports & Equipment Cover

Different types of traveller

Different Insurance For Different Travellers

Travel insurance isn't one-size-fits-all. It's a bespoke suit, tailored to your travel needs. For families, it's about covering everyone from tiny tots to grandpa Joe. Think: family discounts and extra cover for prams. Solo travellers, you're the brave souls who venture into the unknown. Your policy should be as flexible as your itinerary, covering last-minute changes and solo adventures.

Senior travellers, we've got you covered too! Look for policies with comprehensive medical cover and cruise options. Students, don't let a tight budget skimp on cover. There are affordable options that don't skimp on the essentials. And business travellers, we know time is money. Opt for a policy that keeps you moving, covering lost laptops and cancelled meetings. Whatever your style, there's a travel insurance policy waiting to pack its bags and join you on your journey.

Coverage and Inclusions

Understand Travel Insurance Coverage & Inclusions

Navigating travel insurance coverage can feel like decoding the Da Vinci Code. Here's the lowdown: Emergency medical expenses are the headliners, covering everything from a dodgy tummy to a broken leg. Trip cancellation has your back if life throws a spanner in your travel plans. Lost or delayed baggage cover? It's the guardian angel for your belongings.

Adventure sports enthusiasts, check the fine print; not all policies cover your adrenaline kicks. And those pesky exclusions? They're the small print that can catch you out. Pre-existing medical conditions and high-risk activities often sit in the no-go zone. Remember, knowledge is power. Understanding your coverage is the key to a hassle-free holiday.

Claiming on your insurance

Travel Insurance Claims Process

Claiming on your policy shouldn't be as complex as a Rubik's Cube. It's a simple three-step dance: Document, Claim, Resolve. First, gather your evidence – receipts, reports, and any other paperwork. Then, lodge your claim, either online or over the blower. Be as clear as a bell; the devil's in the details.

Finally, let the insurance folks do their thing. They'll assess your claim quicker than you can say 'Bob's your uncle'. A pro tip: Honesty is the best policy. Over-egging your claim can land you in hot water. Keep it straight, and you'll be sorted in no time. With the right prep, claiming on your travel insurance can be a breeze, leaving you to reminisce about your holiday without the financial headache.

Travel insurance companies

Top Travel Insurance Companies

There are lots of different travel insurance companies in the UK to choose from. Some focus solely on travel and trips, while others offer additional insurance like home and car insurance.

You may prefer to stick with what you know and go with well-known brands like Tesco travel insurance or the Post Office travel insurance, while other insurance specialists like Covermore, Coverwise, Admiral and Allianz can provide peace of mind.

For the best travel insurance prices, you can also use online tools like TravelSupermarket and GoCompare to compare policies but be mindful that policies aren't always like-for-like.

Compare insurance

Compare Travel Insurance

Securing peace of mind for your travels is crucial, and it's essential to meticulously compare travel insurance policies. Financial guru Martin Lewis emphasises the importance of not just comparing prices but also the levels of coverage.

Every traveller's needs are unique, and what suits one may not suit another. Start by listing your specific requirements – are you engaging in adventure sports, carrying expensive gadgets, or have pre-existing medical conditions? Dive into the nitty-gritty of policies from various providers, paying close attention to details like medical coverage limits, excess amounts, and exclusions.

Martin Lewis advises checking for COVID-19 related coverage, a significant consideration in recent times. Websites offering travel insurance comparison like Go Compare and TravelSupermarket Travel Insurance, can be invaluable, providing a side-by-side analysis of different policies. Remember, the cheapest option isn't always the best. It's about finding the right balance between cost and comprehensive coverage that aligns with your travel plans.

Frequently Asked Questions

Travel insurance usually covers unforeseen incidents that might occur before or during your trip. This includes emergency medical expenses, trip cancellation or interruption, lost or stolen luggage, and sometimes even travel delays. Some policies also offer coverage for specific scenarios like adventure sports or rental car excess. Always check the details of your policy for the exact coverages

Absolutely! You can buy travel insurance after booking your trip, but it's wise to do it as soon as possible. Purchasing early often means you're covered for cancellations that occur before your trip starts. However, remember that the coverage won't apply to events that have already happened or are known about when you buy the policy.

Coverage for pre-existing medical conditions varies by policy. Some insurers cover them if they are stable and controlled, while others exclude them or offer coverage at an additional cost. Always declare any pre-existing conditions when purchasing your policy to ensure you're adequately covered.

Many travel insurance policies have adapted to cover COVID-19 related issues, but it's not universal. Some policies may cover cancellations if you contract the virus before your trip, while others might extend to cover cancellations due to changing government travel advisories. Check the specific terms and conditions of your policy for COVID-19 coverage details.

To make a claim, you should contact your insurer as soon as possible. Provide them with all the necessary documentation, like medical reports, police reports, or receipts, depending on the nature of your claim. Follow their guidance for the claims process, which typically involves filling out a claim form and submitting it alongside your supporting documents.

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